Mortgage protection is life insurance designed to help protect your family's home if you pass away. Depending on the policy, it can pay off or help cover your mortgage balance so your family can stay in the home. Some policies also include living benefits.

No. Homeowners insurance covers the physical house things like fire, storms, and theft. Mortgage protection covers the people. If something happens to you, it helps protect your family's ability to keep the home. You typically need both, and one doesn't replace the other.

There's no single price for everyone. What you pay depends on things like your age, the coverage amount, and the type of policy. The goal isn't to sell you the biggest plan it's to find protection that fits your needs and your budget.

Possibly. Different insurance companies have different guidelines, and a condition that's a challenge with one company may be viewed differently by another. The only way to know is to look at your specific situation.

Possibly. Age alone doesn't necessarily prevent you from getting coverage. Eligibility depends on the insurance company, the policy, your age, and health. Many options exist for people in their 50s, 60s, and beyond.

Living benefits may allow you to access part of your policy's benefit while you're still alive if you experience a qualifying illness, such as certain critical, chronic, or terminal conditions. Eligibility and terms vary by policy, but it means your coverage may help you before it ever pays out.

Yes. You'll be speaking with a licensed insurance broker who works with multiple A-rated carriers. There's no obligation, the Coverage Review is simply a chance to understand your options and find what fits your budget.