Insurance Services
We’ve got you covered / Health, mortgage, lIFE
INSURANCE
Final Expense & Burial Insurance
A Burial Policy that can be active today without a medical exam. You can qualify for 2 to 35 thousand burial policy today. Based on APPROVAL, you will instantly get a policy number for coverage. (No waiting for days or weeks to see if you are going to be approved)
LIFE Insurance
Convenience you can trust…
We are proud to serve in 15 states. With 9 years in the industry, we provide a large number of families, individuals and small businesses professional benefit services. We do the work for you to discover the top choices of thousands of plans from nationally recognized companies for Health, Life, Retirement and Medicare, Supplements, Short and Long Term Care!
Business Insurance
Choosing a Custom Plan…
Choosing an insurance plan can be difficult especially with so many options available on and off of the Exchange. That’s why we make it easy!
We’ll make the calls, compare the plans and the prices, and find the plan that fits your needs, for any budget! Allow us to ensure you that you are making the best choice for you, your family, and/or your business!
Mortgage & Renter's Insurance
Final expense insurance is intended to finance your expenses that your loved ones will likely face after your death. These costs more often than not include medical bills and funeral expenses. Final expense insurance is also decribed as burial insurance. Unfortunately, even bare-bones funerals can be very expensive and usually in excess of thousands of dollars. Insurance policies can be complicated and difficult to naviagte. Contact us for more info about final expense insurance.
Supplemental & Living Benefits
The purpose of life insurance is to provide financial protection to surviving dependents after the death of an insured. It is essential for applicants to analyze their financial situation and determine the standard of living needed for their surviving dependents before purchasing a life insurance policy. Life insurance agents or brokers are instrumental in assessing needs and establishing the type of life insurance most suitable to address those needs. Several life insurance channels are available including whole life, term life, universal life and variable universal life (VUL) policies. It is prudent to re-evaluate life insurance needs annually, or after significant life events like marriage, divorce, the birth or adoption of a child and major purchases, like a house.
Health & Medicare Insurance
We work with and are appointed by many highly rated nationally recognized insurance companies to give you the quality, affordable insurance that you are looking for. We promise never to spam you, bombard you with emails or sell your information. Best of all, our assistance is at NO COST TO YOU, with no broker or agency fees!
Save time, money and call us today!
Gap Insurance
Medical gap insurance is a supplemental health plan that mainly acts as a cushion for people and businesses who carry high-deductible health care plans. Simply put, it’s like an insurance policy for your insurance. Gap insurance policies are not major medical insurance, but they are beneficial nonetheless. The main purpose of medical gap insurance is to lower your overall out-of-pocket costs by providing funds to pay for a large deductible and other out-of-pocket costs until your main insurance policy kicks in.
Annuities
Annuities are best described as insurance contracts that make regular payments to you either immediately or at some point in the future. You can purchase an annuity to help grow or protect your retirement savings or to provide you with guaranteed income. Both Financial Advisors or Insurance Professionals may recommend annuities in their consultations. Contact us today for more information on options for annuities and their benefits.
Small Group Insurance
Small-group health insurance is medical insurance geared toward businesses with 50 or fewer full-time equivalent employees.
Businesses can buy small-group plans directly from an insurance company, via a broker or private exchange, or from a state’s SHOP exchange. The purchase of a SHOP plan may qualify the buyer for the Small Business Health Care Tax Credit. In states that use Healthcare.gov, SHOP plans are now purchased directly through the insurance companies, or with the help of a SHOP-certified broker.